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Macdonald’s Exemption Clauses and Unfair Terms

Authors: Mark Anderson, Managing Partner, Anderson Law LLP and Victor Warner, Solicitor, Anderson Law LLP

ISBN: 9781526503749

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Edition: Third

Publication Date: 2022

Publisher: Bloomsbury Professional

Macdonald’s Exemption Clauses and Unfair Terms

Macdonald’s Exemption Clauses and Unfair Terms

An updated guide, and expert analysis on, the legal issues relating to common exemption clauses and unfair terms in legal contracts. It covers the incorporation and construction of the key clauses, as well as the relevant legislation.

It will help you to understand:

  • the circumstances when a term will be incorporated into a contract
  • the modern approach to the interpretation of contracts by the contracts (and with particular types of clauses, for example in relation to negligence, entire agreement clauses, ‘fundamental breach’, etc)
  • clause by clause consideration of UCTA, including key concepts such as the meaning of the ‘requirement for reasonableness’
  • clause by clause consideration of the unfair term provisions of the Consumer Rights Act 2015, and with paragraph by paragraph consideration of the potentially unfair terms in Schedule to the Act

This edition includes coverage of:

Analysis of how the courts now interpret exclusion and liability clauses and other contract clauses, e.g.:

  • after the decisions of the Supreme Court in Wood v Capita Insurance Services Ltd, and Rainy Sky SA and others v Kookmin Bank
  • the treatment of 'stringent' exemption clauses, in the decision of Goodlife Foods Ltd V Hall Fire Protection Ltd
  • the requirement for clear wording, such as where parties wish to avoid liability for non-fraudulent, pre-contract (mis)representations, e.g. in the decisions in AXA Sun Life Services pc v Campbell Martin Ltd and BSkyB Ltd v HP Enterprise Services UK Ltd

Coverage of the changes brought about by the Consumer Rights Act 2015, including:

  • recent case law considering the effect and interpretation of unfair terms, particularly concerning the 'core' exemption, in the decisions of OFT v Abbey National plc and the later ECJ cases of Kásler and Mattei
  • consideration of the list of potentially unfair terms found in Schedule 2 to the Act and the CMA analysis of them

Legislation covered includes:

  • Consumer Rights Act 2015
  • Unfair Contract Terms Act 1977
  • Contracts (Rights of Third Parties) Act 1999
  • Misrepresentation Act 1967

Contents